Foreigner buying Short Term Rental - LLC or personal name

[Lorenzo Ferdinands]

Hey guys,

I am a Singaporean looking to buy US property for short term rental in the next 6-18 months.

I intend to move to the US in 5 years and would like to own 2-5 short term rentals by then.

My local bank here is willing to lend me 150K minimum on such a property but it must be in my own name and not under an LLC. <2% interest over 25 years.

Would you do it or would you look for alternate financing and go with an LLC?

Truly appreciate the insight!