What would you do with 80k in DC

[Sean Stewart]

In about a year my girlfriend and I are thinking of making a home purchase in the DC area or immediate suburbs. Will probably have around 80k in cash to put down by that point.

I am very interested in the duplex idea of living in one unit and renting out the other but I understand those opportunities are few are far between in DC.

What you would do if you were starting with a first home purchase in the DC area but also wanted to make it a good investment with some potential cash-flow to offset mortgage payments? (We dont need a lot of space at all, but also dont want to live anywhere unsafe).

Any insight/ideas would be massively appreciated!