Was reading this article on Medium https://medium.com/@trueaccord/how-one-rude-debt-collector-made-us-start-trueaccord-34414fe16170

I immediately thought that this tool maybe great for the lenders of the board. 

Here is an excerpt I found on their startup page on Angel.co:

TrueAccord uses behavioral analytics and personalized messaging to get late and delinquent customers to pay up, recover and come back to being paying customers.

TrueAccord automatically:
- Collects publicly available data about debtors to create a rich dataset teaching the system how to approach them
- Communicates with debtors via multiple channels
- Uses a process designed according to latest behavioral economics research to negotiate with them and understand the root of their inability and/or lack of willingness to pay
- Manages the payment process
- Presents insights back to the merchant

TECHNOLOGY

- Complementing debtor profiles with online crawling inspired by Israeli Intelligence Forces' technology, bringing together sentiment analysis, social data and more.
- First ever automated negotiations engine working on debtor objections in real time, employing behavioral economics guided U