Least strict house inspection loans?

[John Gach]

I wasn't sure how to word what I'm looking for but basically I'm interested in a MFH that has 3 units, the 2 smaller ones are rented out but the larger 3rd unit needs major restoration, it probably has cracking and peeling plastor in some areas, and may have other issues. I was planning to do an owner occupied type loan for it but I was curious if certain loans are less strict on what the property needs in regards to livability of the home. I'm not interested in a 203k because I plan to slowly fix everything myself while hopefully the other 2 units pay for the property. thx