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Updated about 2 years ago on . Most recent reply

Derek Schetselaar's profile image
Derek Schetselaar's profile image
Derek Schetselaar
  • Lender
  • from Lehi, UT
  • Member since Dec 26, 2019
  • Posts 39
  • Votes 15
  • Experience 8 Yrs
  • Investments 1
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User Stats

39
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Derek Schetselaar's profile image
Derek Schetselaar's profile image
Derek Schetselaar
  • Lender
  • from Lehi, UT
  • Member since Dec 26, 2019
  • Posts 39
  • Votes 15
  • Experience 8 Yrs
  • Investments 1
Connect
Derek Schetselaar
  • Lender
  • Lehi, UT
15
Votes |
39
Posts
BRRRR - Buy, Rehab, Rent, Refinance, Repeat

Strategy with New Fannie/Freddie Changes

Derek Schetselaar
  • Lender
  • Lehi, UT
Posted

Hey Guys! With the recent changes from Fannie/Freddie requiring the first mortgage being paid off to be at least 12 months old in order to do a Cash Out Refi. 

How does this change your strategy? 

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Kristen L Garner's profile image
Kristen L Garner's profile image
Kristen L Garner
  • Lender
  • from Phoenix, AZ
  • Member since Feb 11, 2021
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Kristen L Garner's profile image
Kristen L Garner's profile image
Kristen L Garner
  • Lender
  • from Phoenix, AZ
  • Member since Feb 11, 2021
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Kristen L Garner
  • Lender
  • Phoenix, AZ
287
Votes |
451
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Kristen L Garner
  • Lender
  • Phoenix, AZ
Replied

I agree with @Stephanie P. Many investors I work with are pivoting to non-QM game plans and utilizing products like DSCR, Bank Statement Loans, or Asset Based Loans to do their Cash Out Refi at the 6 month mark instead of the 12 month mark.

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