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Updated about 5 years ago on . Most recent reply

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Anthony Jeffers
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BRRRR - Buy, Rehab, Rent, Refinance, Repeat

Question on HELOC amount being offered

Anthony Jeffers
Posted

I applied for HELOC with my credit union. Prior to the property appraisal being done, they told me the maximum amount I would be able to get. I thought the amount that could be pulled out was based on a debt to income ratio and the amount of equity available. Is it standard for a lending institution to produce the amount without the appraisal number?

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