Mortgage now vs cash/refinance? Need advice!
I am about to close on a house and I’m trying to figure out the best option: cash close & refinance vs 3.5% mortgage right away?
The home needs 6 weeks of repairs.
What do you recommend?
With cash, I suppose there are lower closing costs now, and I wouldn’t be paying a mortgage right away. I know there will be closing costs for the refinance.
I want to follow the numbers, I’m having a hard time making accurate estimates.