Credit Unions with shorter seasoning for refi? Louisville, KY

[Derek Sperzel]

I livein Southern Indiana just North of Louisville, IT.  I've got a local mortgage company that will perform a cash out refi after a six-month seasoning period, but I've also heard some local credit unions will offer a cash out refi with no seasoning. I'm wondering if anyone has ever dealt with one?  I don't have a relationship with any credit unions and would potentially be looking for a referral if the lower or no seasoning period is accurate.