Would you do this deal?

[Rae Remer]

Home owner want out of the mortgage current let on loan is 125k House ARV is 140 Owner willing to do an subject to if you find an buyer with in 15 days to pay next month mortgage and wants 5k to walk Payments are 900 monthly House market rent is 1100 Buyer ready to move in and put 2000k down You will have to finance 3000k

[Steve Vaughan]

At first glance, I would make sure my end buyer has at least $5k.  I would only grant an end buyer a lease with  option, not an owner finance.  The SAFE act and Dodd-Frank rules scare me financing the owner-occ.  I don't touch those anymore.  

I would buy sub2, then lease option to my end buyer.  Their $5k is option consideration.  The word 'down payment' would not be mentioned.  Ever.  Good luck @Rae Remer!