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Updated almost 8 years ago on . Most recent reply

Sean Gallagher's profile image
Sean Gallagher's profile image
Sean Gallagher
  • from Texas
  • Member since Jun 8, 2014
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151
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Sean Gallagher's profile image
Sean Gallagher's profile image
Sean Gallagher
  • from Texas
  • Member since Jun 8, 2014
Connect
Sean Gallagher
  • Texas
23
Votes |
151
Posts
Real Estate Deal Analysis & Advice

Using gift of equity as down payment, loan structure?

Sean Gallagher
  • Texas
Posted

Looking to see if someone can better explain this for me, say a home purchase price is 150k and 30k is needed for down payment, relative seller agrees to a gift of equity of 30k, so the lender approves the buyer for 180k.  I'm having a hard time figuring this out, would the loan be for 150k with 120k owed?

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