Can You wholesale a property and still get in on the fix and flip legally? Say by wholesaling to a partner, family etc.. Also, is it legal to get more money from a hard money lender (or PI) for a deal than what's "needed" for purchase and repairs? If so how should that be structured? I'm asking because I've heard of things like monthly expenses, points, and closing costs getting rolled into the loan. Just trying to figure out how to go about it.

A lender will lend you more than you need if appraisal allows for it.

Somewhat confused by your ask.

Thanks David.

Howdy @Xavier Longwa

Your questions is very fuzzy.  Can you provide a hypothetical example.  Not sure why you would want to wholesale a deal to yourself.   If this is your first deal I doubt a Hard Money/Private Money Lender would finance 100% of the acquisition and Rehab costs.  Much less anything "extra ".  Of course there are always exceptions.  Provide an example so we can help clarify your options.