[Calc Review] Help me analyze this deal

[Tyler Smith]

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*This link comes directly from our calculators, based on information input by the member who posted.

[Jaysen Medhurst]

@Tyler Smith, a few places I would tweak:

• Vacancy may be a bit high. I figure 8%, but this is very localized.
• Repairs and CapEx look high, too. 7.5% each should be fine, unless there are extenuating circumstances (e.g. very old property, student / low-income housing with higher repairs)
• Insurance looks high for a house at this price point. Have you talked to an insurance agent?
• Taxes look low, but Texas can be all over the map (or so I hear). Have you confirmed with the town?
• You're not factoring for Management (10%). Include that even if you plan to self-manage at first.
• Any utilities that you'll be responsible for? Water / sewer for example.
• Most lenders require a 6-month seasoning period before they'll refi using a new appraisal.
• 3% loan on an investment property? That sounds...optimistic. If you have a lender that offers it, please let me know!