Help me analyze this deal. Looking for my first investment prop.

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Specialist · New York City, NY · Member since 2019 · 399 posts · 168 votes
6y
Originally posted by @Corby Goade:

So much of this is market and investor specific. It could be that these numbers are fantastic in your market. Some utilities can be leined against the property, and it's different in every market. You should be paying those specific utilities and adjust your rents accordingly. 

Don't let anyone else tell you what is or is not a good deal. Do the numbers work for your personal financial situation and goals? Is this a good deal in your market? My guess is you already know the answers to these questions, and if you don't, find a mentor or a realtor who can help you get a solid understanding of your market so you will know immediately when you see a good one. 

Best of luck!

Although I agree with the general message that every deal is unique, I believe the whole point of this forum is specifically to advise BP members if those deals have potential or not. A loss-making, cash-bleeding property is rarely good for anyone..

Based on the report, he's buying a property for $200k that will generate $1,350 monthly income so we're already starting pretty low. Then even using low expense estimates (5% vacancy, 5% capex, 5% repair, no property management, etc), you cashflow $90 a month, for a 3% Coc and 5% cap rate. The IRR is not calculated by the model but it's probably not amazing either.

Overall, if I'm going to manage a tenant and leverage myself with debt, I would at least expect a decent return on investment, otherwise I would invest somewhere else. In this case, I'm not sure the property can make the cut at this price.

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  • Member since 2018 · 2k+ posts · 1k+ votes
    6y

    @Dallas Easter you shouldn't pay utilities for sfh and your capex is low. I use a minimum of 10%. Your vacancy numbers are one turnover every 20 months . I use 85 or 1 turnover every 12 months.

  • Rental Property Investor · Broken Arrow, OK · Member since 2016 · 1k+ posts · 1k+ votes
    6y
    Originally posted by @Dallas Easter:

    View report

    *This link comes directly from our calculators, based on information input by the member who posted.

    It would be losing money!  $1350mo rent on a $200K purchase is as far as I need to look to know IMO it’s not a very good deal. 

    I'm guessing you included garbage, water, sewage because it has an HOA fee that includes those items.

    You make your money in real estate by buying right. One bad deal can eat up all the profits of multiple other good deals.

    Keep researching, and running numbers on potential deals until you find a great deal.  Good luck!

  • Corby GoadeBusiness Member
    Investor · Boise, ID · Member since 2014 · 3k+ posts · 3k+ votes
    6y

    So much of this is market and investor specific. It could be that these numbers are fantastic in your market. Some utilities can be leined against the property, and it's different in every market. You should be paying those specific utilities and adjust your rents accordingly. 

    Don't let anyone else tell you what is or is not a good deal. Do the numbers work for your personal financial situation and goals? Is this a good deal in your market? My guess is you already know the answers to these questions, and if you don't, find a mentor or a realtor who can help you get a solid understanding of your market so you will know immediately when you see a good one. 

    Best of luck!

  • Specialist · New York City, NY · Member since 2019 · 399 posts · 168 votes
    6y
    Originally posted by @Corby Goade:

    So much of this is market and investor specific. It could be that these numbers are fantastic in your market. Some utilities can be leined against the property, and it's different in every market. You should be paying those specific utilities and adjust your rents accordingly. 

    Don't let anyone else tell you what is or is not a good deal. Do the numbers work for your personal financial situation and goals? Is this a good deal in your market? My guess is you already know the answers to these questions, and if you don't, find a mentor or a realtor who can help you get a solid understanding of your market so you will know immediately when you see a good one. 

    Best of luck!

    Although I agree with the general message that every deal is unique, I believe the whole point of this forum is specifically to advise BP members if those deals have potential or not. A loss-making, cash-bleeding property is rarely good for anyone..

    Based on the report, he's buying a property for $200k that will generate $1,350 monthly income so we're already starting pretty low. Then even using low expense estimates (5% vacancy, 5% capex, 5% repair, no property management, etc), you cashflow $90 a month, for a 3% Coc and 5% cap rate. The IRR is not calculated by the model but it's probably not amazing either.

    Overall, if I'm going to manage a tenant and leverage myself with debt, I would at least expect a decent return on investment, otherwise I would invest somewhere else. In this case, I'm not sure the property can make the cut at this price.

  • Member since 2019 · 8 posts · 2 votes
    6y

    Thank you for all the great input!

  • Specialist · Easton, PA · Member since 2018 · 1k+ posts · 2k+ votes
    6y

    @Dallas Easter

    It’s not a deal at all. Pass.

  • Rental Property Investor · Dallas, TX · Member since 2019 · 30 posts · 12 votes
    6y

    This deal is too lean even without property management included in your analysis, from those numbers you'll like be cashflow negative within a few months.

    Consider renting out each room if your market supports it, That could raise how much you get in rent each month but expect to be more involved if you're not using a property manager.


    Good Luck! 

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