The title says it all. I can't tell if the mortgage payment amount in the calculator actually includes PMI (mortgage insurance) or not.

For those of us looking at FHA house hacks, this is a pretty important detail. When running a rental analysis on BP, I noticed the mortgage payment amount is significantly lower than if its run in other calculators that *do* include PMI.

Can anyone clear this up? If BP is not including PMI in the calcs, they need to call that out. This can be the difference in positive or negative cashflow.

I just looked and it does not appear in the loan details but if you know what that expense is every month you could add it in Other expenses to account for it in your calculation.

I just noticed the same thing @Ross Bowman . Were you ever able to get a confirmation or get someone to explain? It seems like there would be another box to check there. Or, it would be automatically included for down payments under 20%.