Should we stretch Financially?

[Michael Valenzuela]

I have a question for the BP community about a couple duplexes. I am torn between 2 duplexes. Duplex 1 is older(1960), less expensive(155k), and able to put 25% down. Duplex 2 is a newer build(2009), more expensive(189K), but we can only afford 20% down.(which I have a lender lined up). We would like to have a newer built duplex that seems to be built with the landlord in mind with durable finishes and whatnot. The only problem is that with the 20%, comes a higher interest rate which affects the overall cashflow. What does the community think? The COC return is about the same for both duplexes.