Forbes 2015 Housing Outlook -- 11 things we'll see

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http://www.forbes.com/sites/erincarlyle/2014/12/18...

Experts expect a more balanced market in 2015.  What do you guys think about these predictions?

1. Prices will rise more slowly

2. Affordability will worsen

3. The buying frenzy will fade

4. Mortgage interest rates will rise

5. Millennials overtake Gen X as homebuyers

6. Rent increases will outpace home value growth

7. Multifamily will reign 

8. Builders shift to cheaper homes

9. Foreclosures will match pre-recession levels

10. Markets driven by fundamentals

11. The wildcard: global geopolitics