We are looking to do a cash out refinance on our Triplex. We have excellent credit and no debt outside of real estate. The lender I spoke with this morning told me there are new requirements (Fannie and Freddie) that don't allow them to lend beyond 60% LTV. Did that change recently? You used to be able to go 70-75% LTV depending on credit and property characteristics. Can anyone shed light on if this was a lender specific requirement or an industry requirement moving forward. Thank you!