Tenant insurance underwritten with landlords name

[Kar Sun]

All my tenants are required to have tenant insurance. They have a liability for a full value of my property plus I make them have personal property for $30k. 
is it advisable to have the insurance underwritten with tenant and my name on it?

I believe if something happens and the tenant only has it in their name I am unable to get the proceeds because the check will be written to them. 
Additionally , the coverage should satisfy my mortgage company where I don’t have to buy a separate landlord policy. 
what say you?

[Rod Hanks]

Quote from @Owen Rosen:

Quote from @Rod Hanks:

It’s a good idea to have the insurance policy include both the tenant’s name and yours as additional insured. This ensures that any payout for damage or liability can be processed more smoothly, and it can help protect your interests if something happens on the property.

However, tenant insurance is typically intended to cover personal property and liability for the tenant, not the building itself. For full protection, your mortgage company will likely still require you to carry a landlord or dwelling policy. These policies cover the structure and additional liabilities related to your property that the tenant’s insurance doesn’t.

Rod, are you sure about this?  Many insurance companies do not allow adding a landlord as additional insured.  Sometimes agents do it because they don't know any better, are order takers, or make a mistake.  Additional interest?  Absolutely.

If a landlord is listed as additional insured (rather than additional interest) they cannot make a claim against one another's liability policy for damages - it could completely jeopardize the coverage they think they're making it easier to get.  This isn't good for the landlord or tenant.

 You are right 100% Owen, the landlord will be listed as additional interested party NOT additional insured.