Debt Service Coverage Ratio loans - More info about it?

[Quentin Thiery]

Hi BP,

I hope everyone is well! I haven't read much about DSCR loans; but as far as what i understand - it focuses more on about the potential rental income and overall health of the investment rather than your personal income and/or credit score? I'm guessing the caveat means you need to bring 15-25% down payment and that's sometimes difficult for certain new investors like myself?

Thank you and let me know if some lenders or RE pro's out there know more information DSCR loans!