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Updated 6 days ago on . Most recent reply

Is it fair to be tired of house-hacking SFH's?
I've been house hacking for almost 4 years in 2 different single family homes. I've essentially been living for free or very cheap now for these years. I have definitely piled up some equity in both houses and currently now rent out my 1st house hack to a family who are great tenants so that first 2 year house hack was a great success. I now live in one and starting to get tired of living with and recruiting "random" people to rent out rooms. People coming and going, using my $700-800 / room offering to stay here to live cheaply in either a housing transition, summer internship, job transition, etc. I feel like it doesn't get talked about much that it's not easy to recruit people who are clean, quiet, don't complain much, fridge space, cooking space, parking, utility usage, etc. I'm 27 now and itching to just get my own living space. House hacking is a great way to start in investing but I feel like I want/deserve to reap the benefits of my 4 year sacrifice and get my own living space but not renting. Ideally find a duplex or triplex and still house hack but just have my own space. I don't make much at my W-2 so honestly would be hard to qualify for a good duplex in a nice area. Most of the duplex's I'm seeing are in rough neighborhoods or very old and run down from tired landlords. I've thought about the idea of even buying a SFH and building an ADU on it but need to find a property with enough land to be approved from a zoning/setback standpoint and then would need to find how to finance the ADU build.
Regardless has anyone been in a similar situation where they've felt "burnt out" with house hacking? When did you decide that you've done your time with co-living and eventually just bought your own living space?
Most Popular Reply

We are currently on our second house hack here in Los Angeles. My first one I had a roommate and this second one we lived in one unit and rented out the other (and have since switched). In my first house hack when my roommate moved out for a little bit I lived on my own (I could afford it). I absolutely loved it. Having the privacy was nice.
We had converted our garage into an ADU. My wife and I had our first kid last year and ready to upgrade. But, like you, are missing some keys things in our current home that would mean no more house hacking.
I would explore the FHA 203(k) loan and convert the garage into an ADU. Then either live in the ADU and rent out the main house or vice versa. When you design the ADU, think about privacy for everyone (most don't).
You aren't necessarily burning out, you are just changing lifestyles and that's okay. It really comes down to your personal finances.