how to determine the right rate for MTR

[Marc Shin]

Hello,

I'm trying to determine the right monthly rate for an MTR that has 2 beds and 1.5 baths. I know it's location dependent, and also dependent on how much LTR and STR rates are.

But i have a potential insurance claim.  And they asked me how much i want to charge.  I don't want to over charge, but I also don't want to under charge.  Can i throw out a high number and then let the insurance company tell me that is too much $$?