wholesaling when a realitor is involved ???

[Mark Denning]

I'm still new to real estate investing. I'm looking for wholesale deals.  One particular property I located recently is listed for a great price however a realestate agent is representing the bank who owns the property. I'm familiar with with putting an offer on the property and the potential purchase and sale contract. My question is this, will I still be able to asign the cobtract to another buyer or will the agent make it complicated?  Also the agent said they usually require proof of funds! How do I handle that objection being that I'm new and if I'm only selling my contact to another buyer ???