Business Owners Policy (BOP) that combines LLCs across states

[Frank Mancuso]

I had an experienced insurance agent say I could put all properties under a single BPO that are across states (some owned by LLCs and some not). 

Has anyone done this or familiar?  

I originally requested 1 policy per "business" (either LLC or sole proprietorship) and was surprised when he came back and said I could add everything under one policy and add the other LLCs as "named insureds"

Looking for best practice and real life experience. 

[David M.]

@Frank Mancuso

I haven't done this, but I've heard of it.  You basically are having some sort of "master policy."  Yes, when you have "that much" to cover it can be more advantageous.  Insurance limits are usually per event, so having one policy cover multiple entities is more cost effective.  Good luck.