Insurance Matrix Comparison & Best Practices

[Jon Ful]

Friends, Property Insurance "Tricks of the Trade" questions below:

Case Study 1: Fix n Flip but you close with tenants in place (lease expires in a couple of months) then planning to rehab and exit.

Is it worth closing with Landlord-Tenant policy, then upon vacancy, switching to a Construction Policy for the Rehab?

Case Study 2: Vacant fix n flip. 

Construction Policy out the gate or is a standard Homeowner's Policy a viable (more cost effective) option.

***Final Question: If your primary execution is fix n flip, are there any other viable insurance strategies/policies typically used?