Whole Life Insurance Agents

[Rocco Talarico]

Hi All,

I have been doing research into whole life insurance. I finished a couple of books regarding the topic. I especially enjoyed R. Nelson Nash’s Becoming Your Own Banker. I am aiming for a policy where my cash value surpasses premiums paid as fast as possible without triggering a MEC. I would like to access the cash value for property purchases down the line via loans from the company. I am figuring I will end up with a 7 pay with the possibility of adding some PUAs. I seem to be leaning to Penn Mutual, but I see they do not have a sales department; rather, I must first find a financial representative to perform the contract. Can anyone recommend any agents in the Bronx/Westchester area?

Thank you very much for your time. 

[Matt Ruttenberg]

@Rocco Talarico

I can help you with this if you like?  Another book btw to reference on the IUL side would be Look Before you LIRP.  It explains what a properly designed IUL looks like.  

Don't forget to look at the loan provisions on the tail end as well.  Need to find a net 0% loan.

Feel free to reach out if you want to chat.  I am licensed in NY, but not local to there.  Link to my site is below in my signature line.  Have a PDF on there that explains optimized policies.