Double insurance on 1 home

[Lisa Albright]

I hope this makes sense, we have a second home, we have our space upstairs(not rented) and made the basement into a studio STR.

We do have an excellent Insurance company for full coverage on the home but they will not write an endorsement for a STR. My question is that: will an insurance company write a policy on just the studio part of the home and we keep our current policy on the entire home? So essentially having two policies on the one home. Thanks for any advice in advance.