Commercial Insurance Policy after transferring SFR rentals into an LLC?

[Michael Wither]

I own a few single family residence rentals, and I am in the process of transferring them to the LLC that I opened to hold my properties. I've heard that it's better to have a commercial property insurance policy for the LLC that covers all of the rental homes in it since A) it may be more cost effective than having individual normal home insurance policies on all of the homes and B) it will name the LLC as the primary insured party which technically will be the primary insured since the homes will be in the LLC's name. However, I've had a very difficult time finding any insurance carriers that will provide this type of coverage. Is this unique to Texas where I own the properties and the LLC? Does anybody have any recommendations of insurance carriers or agents who can help with this type of insurance or something similar to it?