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Updated 17 days ago on .

User Stats

5
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1
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Ryan Zielinski
  • Insurance Agent
  • Niskayuna, Ny
1
Votes |
5
Posts

You Found the One—Now What? Protecting Your Investment the Smart Way

Ryan Zielinski
  • Insurance Agent
  • Niskayuna, Ny
Posted

You Found the One—Now What? Protecting Your Investment the Smart Way

You've found the one. Maybe it's the perfect house hack—live in one unit, rent the others—or the ideal BRRRR deal that just needs a little love before it starts printing cash flow. The numbers are tight (because they always are), and you're already thinking about renovations, refinancing, and scaling up.

But there’s one piece that too many investors overlook until it’s too late: insurance.

As an insurance broker who works with real estate investors, I get it—you want to keep expenses low to maximize your ROI. But this isn't the place to cut corners. Cheap coverage might save a few bucks upfront, but it often leads to huge headaches down the road when something actually goes wrong.

A little background on me—I grew up around this stuff. My dad was a builder, so I spent countless summers helping on job sites, swinging hammers, cleaning up, and learning the tricks of the trade. At the time, I just wanted to go play with my friends or enjoy summer like a “normal” kid (whatever that means!), but looking back, those experiences taught me a ton.

That time gave me insight and respect for what goes into property projects—whether you’re DIY’ing a kitchen remodel or hiring out a full rehab. I understand how much time, effort, and money gets poured into these deals, and that’s why I approach insurance differently: not just as a box to check, but as part of your investment strategy.

And if you're active on BiggerPockets or following investor playbooks, you’ve heard it before: build your team. That means having the right agent, lender, contractor, and yes—insurance partner. Someone who understands investment properties, moves fast when you need quotes, and can help you avoid costly surprises.

So if you're mid-BRRRR, house hacking, or just getting your portfolio off the ground, let's connect. I'm here to help protect your assets, your cash flow, and your long-term goals—so you can keep scaling with confidence.