Umbrella insurance - what questions/considerations to ask

[Ray Heraldo]

Hi BP community,

First off, I appreciate having this forum to learn from others. So much good info! :-)

I'm about to reach out to my ins. co. about adding umbrella ins. to include/add rental properties. My primary in Ca. and I have rentals in Utah and Fl. My initial questions I have:

1. Does umbrella ins. work across state lines?

2. How do I determine how much insurance to get?

3. What other questions, considerations should I ask/think about?

.

Note: I'll be looking to put rentals into LLC(s).

Thanks in advance!

Ray