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Kelly Williams
  • Riverdale , Georgia
2
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42
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Owner Occupied Triplex Homeowners Insurance

Kelly Williams
  • Riverdale , Georgia
Posted

Can anyone give me some insight on home owners insurance for owner occupied duplexes or triplexes?  How do insurance companies view these types of properties?  Is it similar to a single family property?  I would love to hear from anyone with experience.  Thanks in advance.

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David Moore
  • Investor
  • Crystal, MN
277
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486
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David Moore
  • Investor
  • Crystal, MN
Replied

@Dean Moorman

These local insurance agencies don't have good policies in my opinion, or prices. Check out NREIG. I found them on bigger pockets. They insured my fourplex, gave me a huge liability policy, for less than 40% of what local agents were trying to charge. I even insure one of my SFR through them. Great rates. The only insure rentals, though. No SFR owner occupieds.

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