Liabilities of Allowing Tenants with Pets??

[Taylor Lacey]

Other than the potential for physical property damage caused by the pet, what kind of liabilities does the landlord open themselves up to when allowing tenants with pets?  Specifically how liable is the landlord in the event that a tenant's dog bites someone?

Should the tenant be required to purchase renter's insurance that includes coverage for injuries or damage caused by dogs, or should the landlord ensure that their homeowner's insurance provides liability coverage for injuries caused by dogs?

I'd like to rent to tenant's with pets in my duplex, but I want to make sure I am legally covered before doing so!

Any advice is appreciated.