Insurance: Birmingham, AL

[Sagar S.]

Can you please share your insurance coverage and quote for a property in Birmingham, AL. I am in the process of acquiring a $83K property and the insurance quote I received was $1000 per year. This is my first property, and I am not sure what coverage should I take and what the usual Insurance premium should be ?

Thanks a lot.

[Jason Cory]

I would recommend you call my agent in Birmingham & tell him to write your policy identical to mine. It covers fire, liability, vandalism, malicious intent by tenants, etc. I think it's around $60/mo. I pay by the quarter instead of monthly. 

https://agency.nationwide.com/tyler-f-watts-in-birmingham-al