Insurance needs

[Katrina P.]

Okay, so I'm learning more and more about my insurance needs:

Builder's Risk Policy - when undergoing renovations
Vacant Home Policy - when house is renovated, but empty
Landlord's Policy - when the house is rented

So, what kind of protection do I need for my business? General Liability? If so, what kind of limits, and what companies are offering cheapest rates right now?

Also, is there any other type of coverage I should be purchasing? Heading into the new year, I just want to make sure I have the business side of things as together as possible. Thanks guys!

Katrina