New SFH Rental. Insurer underwriter is asking A LOT of questions.

[Account Closed]

I am an out of state investor, self-managing a rental in another state. Suddenly, my Insurance company (who already binded my policy on closing) is starting to at concerned and is asking A LOT of question such as who will manage the property? Who will handle service requests? Who will check in on the property? Who will enforce the collection of rent? Etc Etc Etc. Luckily for me, I have family in that area. But I cannot feel that this is NONE of their Business. Especially considering this is a piddly little SFH Rental. Am I wrong? Is this normal practice?

[Caleb Heimsoth]

I’m guessing that’s the issue. All my rentals are insured by providers than I’d never heard of before I bought rentals.

I imagine progressive, geico, State Farm etc will give you issues like this.