Home Insurance Inspection - Older Home

[Marek Narewski]

Hi Everyone,

I recently purchased a duplex that was built in 1900.  I was provided home insurance (fairly high), but now a few weeks after closing the insurance company wants to come out and take a look at a few things because it is an older home.  They specifically mentioned the basement.

Most of the electrical is converted to new, but there is still one line that could be seen from the basement which my electrician is going to change.

Does any one know what exactly they will be looking for?  Will they increase my rate because they see a little knob and tube? (keep in mind the rate is already pretty high)  Is there anything else they will be looking for?

Thanks,

Marek