I am curious if anyone has a general liability background or advice on NON-commercial/retail real estate.
I've been thinking about snow removal from properties in the future. Assuming a tenants lease requires them to shovel snow and keep the yard, how does general liability insurance work in the case of injury of tenant or their guests due to slippery conditions?
I am a commercial insurance underwriter and see skip and fall claims all the time for commercial real estate, but I don't write residential real estate so have no experience with who is liable when there is an injury on your property such as the yard or drive.
Does anyone know how much, or what your liability is?