Insurance on short term rental property

1 Reply

Hi BP Community -

I have 2cabins on some rural land in Texas. My insurance guy does not have a policy that will cover it since we use one of the Cabins as a short short term rental on Airbnb as a way to “house heck“ our property there and pay for it all. Does anyone have a company that can write insurance for property that you were using for Airbnb? have you run into this?

Thank you, continuing to learn -

Michael

The airbnb space is tough in general.  Add in that it's a rural area, there is going to be even more difficulty.

Just curious, your insurance guy, are they a broker or one of the captive agent companies (ex: farmers, st farm, allstate, etc.)?

This makes a difference sometimes as brokers can have more options than just one company option.