Can somebody recommend an umbrella insurance policy?

Question

I am looking to get an umbrella Liability insurance policy for our business and all of our real state related matters. Can someone recommend an agent that sells these?

Joseph Byrnes · Answer

Kyle beat me to it. I was going to recommend @Cameron Moore

Kyle Mccaw · Answer

@Joe S. my guy is @Cameron Moore he takes care of many of our real estate investors.

John Mocker · Answer

Joe,

Generally the least expensive Umbrella policies are those from the carrier that writes your Business Liability, Workers Comp, and Business Auto.  If they are not together, one of them may still write the umbrella as long as the limits on the other policies meet their minimums.  You mentioned your real estate related matters.  If you are referring to properties you own they usually are not an issue unless the ownership is different.  If you have a real estate agency then you need to determine if the umbrella will cover over the Professional Liability (E&O policy).

There are companies that write Umbrella policies on a stand alone basis.  They are generally more expensive but can be an alternative if needed.

Cameron Moore · Answer

@Kyle Mccaw Thank you Kyle!

Thomas Corley · Answer

@Joe S. I also have umbrella policy through Allstate and bundle all my other coverages and it is definitely very affordable.

Betty Klein · Answer

I agree, get a bundled policy with your home, car insurance.  Mine is through Allstate, but all insurance companies write them.

Can somebody recommend an umbrella insurance policy?

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