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$495,000

For Sale - Active
140 Oak View Dr, Terry, MS 39170
4 Beds
3 Baths
0 Square Feet
2.00 Acres Lot
Built in 2000
For Sale - Active
Units n/a
Checked: 20 hours ago
Updated: Aug 19, 2025 at 10:13AM

Investment Summary


Monthly Cash Flow
-$439
Cap Rate
4.6%
Cash-on-Cash Return
-4.6%
Debt Coverage Ratio
0.81
Internal Rate of Return (5 years)
-0.5%

Property Description


2.00 Acres Lot
Built in 2000
For Sale - Active
Units n/a

Come see this beautiful 4BR/4BTH home that sits on a 2 Acre lot with a in-ground, salt water swimming pool. Walk in the front door to a formal entrance with Formal Dining room on the left with hardwood floors. Den has carpet with built ins and gas log fireplace. Kitchen/Dining combo has scored concrete floors, lots of cabinets and counter space. Gas Cooktop and built in double ovens, and dishwasher. All stainless steel appliances. Master bedroom is large with carpet, master bath has ceramic tile floors and features His and Her vanities, jacuzzi garden tub, separate shower, water closet and extra large walk in closet with built ins. There is a very large office with built ins and concrete scored floors, laundry room with folding counter space with lots of storage. There is a full bathroom off the back hallway that can be accessed from the back patio. This is so convenient when you are having those pool parties and guest can access the bathroom without getting your house all wet. There are 3BR and 2BTHS upstairs that feature carpet and ceramic tile floors. This home has lots of beautiful windows to bring in the natural light. The storage in this home is also amazing. Hurry to make an appointment to see this house before its under contract.

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Location


Property Details


Parking

  • Details: Attached, Garage Faces Side, Circular Driveway, Concrete
  • Garage Spaces: 3
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 4

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Total): 3.0

Interior Features

  • # of Rooms: 9
  • # of Stories: 2
  • Fireplace: Yes

Exterior Features

  • Foundation: Slab
  • Roof Material: Asphalt
  • Pool: Yes

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 48540487817
  • Lot Size: 87120 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Traditional
  • Year Built: 2000

Tax Information

  • Annual Tax: $3,655

Utilities

  • Water & Sewer: Public
  • Heating: Central, Fireplace(s), Natural Gas
  • Cooling: Ceiling Fan(s), Central Air, Electric, Multi Units

Location

  • County: Hinds

Listing Details


Listed by:
Elizabeth Wroten
RE/MAX Connection
(601) 326-3670

Source:
MLS United
MLS#: 4110246
MLS United

Investment Summary


Monthly Cash Flow
-$439
Cap Rate
4.6%
Cash-on-Cash Return
-4.6%
Debt Coverage Ratio
0.81
Internal Rate of Return (5 years)
-0.5%

Purchase Details

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Purchase price:
$495,000
Amount financed:
-$396,000
Down payment:
$99,000
Closing costs:
$14,850
Rehab costs:
$0
Initial cash invested:
$113,850
Square feet:
0
Cost per square foot:
n/a
Monthly rent per square foot:
n/a

Financing Details

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Loan amount:
$396,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$2,342
Property tax:
$305
Insurance:
$224
Private mortgage insurance (PMI):
$0
Monthly payment:
$2,871

Operating Income

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% Rent Monthly Yearly
Gross rent:
$3,200 $38,400
Vacancy loss: (6%)
6% -$192 -$2,304
Operating income:
$3,008 $36,096

Operating Expenses


% Rent Monthly Yearly
Property taxes: (10%)
10%-$305-$3,655
Insurance: (7%)
7%-$224-$2,688
Property management: (8%)
8%-$256-$3,072
Repairs & maintenance: (5%)
5%-$160-$1,920
Capital expenditures: (5%)
5%-$160-$1,920
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (35%)
35%-$1,105-$13,255

Cash Flow


Monthly Yearly
Net operating income:
$1,903 $22,836
Mortgage payments:
-$2,342 -$28,104
Cash flow:
$439 $5,268