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$449,900

For Sale - Active
2000 Susan Hope Dr, Pekin, IL 61554
3 Beds
4 Baths
3,282 Square Feet
0.00 Acres Lot
Built in 2001
For Sale - Active
Units n/a
Checked: 9 hours ago
Updated: Jul 20, 2025 at 03:26AM

Investment Summary


Monthly Cash Flow
-$1,106
Cap Rate
2.7%
Cash-on-Cash Return
-12.8%
Debt Coverage Ratio
0.48
Internal Rate of Return (5 years)
-8.4%

Property Description


0.00 Acres Lot
Built in 2001
For Sale - Active
Units n/a

Nestled in the sought-after Lake Whitehurst Cliffs community, this stunning one-owner P & W home offers breathtaking lake views and exceptional amenities. * Oak flooring, kitchen cabinets, and doors throughout the main floor, with cozy carpet in the bedrooms. * Pella double-pane windows for energy efficiency and natural light. * Tray ceilings in the living room and master bedroom, adding architectural charm. * Gas fireplace in living room for those cold snowy days. * Spacious master suite with a walk-in shower, jetted tub, and lake views. * Cathedral ceiling in Bedroom #2, creating a light and airy feel. * A beautiful sunroom lined with windows offering uninterrupted views of the lake from every angle. * Composite deck off the dining room, perfect for outdoor relaxation (Older awning on the back deck that remains with the home). * Walk-out basement to a stone patio, featuring abundant windows with a partially finished basement, and massive storage space—potential for additional bedrooms. * Garage is plastered, insulated, and equipped with a gas line for a heater. Exclusive Lakefront Perks: * Dock ramp leading to a 20’ x 20’ aluminum covered dock—the only covered dock in Lake Whitehurst Cliffs subdivision! * Three stall garage Don't miss this rare opportunity to own a one of a kind property!

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Location


Property Details


Parking

  • Description: Attached, Guest Parking, On Street, Paved
  • Details: Attached, Guest, On Street, Paved, Garage Door Opener
  • Garage Spaces: 2
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 3

Bathroom Information

  • # of Baths (Full): 3
  • # of Baths (Partial): 1
  • # of Baths (Total): 4.0

Interior Features

  • # of Stories: 1
  • Basement: Yes
  • Basement Description: Full, Partially Finished, Walk-Out Access
  • Fireplace: Yes

Exterior Features

  • Foundation: Brick/Mortar
  • Roof Material: Shingle

HOA

  • Has HOA: Yes
  • HOA Fee: $300

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 040426204013
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: Ranch
  • Year Built: 2001

Tax Information

  • Annual Tax: $8,420

Utilities

  • Water & Sewer: Public
  • Heating: Natural Gas, Forced Air
  • Cooling: Ceiling Fan(s), Central Air

Location

  • County: Tazewell

Listing Details


Listed by:
Shelly Koeppel
eXp Realty
(309) 361-2094

Source:
RMLS Alliance
MLS#: PA1256800
RMLS Alliance

Investment Summary


Monthly Cash Flow
-$1,106
Cap Rate
2.7%
Cash-on-Cash Return
-12.8%
Debt Coverage Ratio
0.48
Internal Rate of Return (5 years)
-8.4%

Purchase Details

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Purchase price:
$449,900
Amount financed:
-$359,920
Down payment:
$89,980
Closing costs:
$13,497
Rehab costs:
$0
Initial cash invested:
$103,477
Square feet:
3,282
Cost per square foot:
$137
Monthly rent per square foot:
$0.76

Financing Details

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Loan amount:
$359,920
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$2,129
Property tax:
$702
Insurance:
$175
Private mortgage insurance (PMI):
$0
Monthly payment:
$3,006

Operating Income

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% Rent Monthly Yearly
Gross rent:
$2,500 $30,000
Vacancy loss: (6%)
6% -$150 -$1,800
Operating income:
$2,350 $28,200

Operating Expenses


% Rent Monthly Yearly
Property taxes: (28%)
28%-$702-$8,421
Insurance: (7%)
7%-$175-$2,100
Property management: (8%)
8%-$200-$2,400
Repairs & maintenance: (5%)
5%-$125-$1,500
Capital expenditures: (5%)
5%-$125-$1,500
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (53%)
53%-$1,327-$15,921

Cash Flow


Monthly Yearly
Net operating income:
$1,023 $12,276
Mortgage payments:
-$2,129 -$25,548
Cash flow:
$1,106 $13,272