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$140,000

For Sale - Active
512 S 13th St, Temple, TX 76504
2 Beds
1 Bath
784 Square Feet
0.00 Acres Lot
Built in 1913
For Sale - Active
Units n/a
Checked: 19 hours ago
Updated: Jul 15, 2025 at 03:57AM

Investment Summary


Monthly Cash Flow
-$1
Cap Rate
5.7%
Cash-on-Cash Return
0.0%
Debt Coverage Ratio
1.00
Internal Rate of Return (5 years)
4.0%

Property Description


0.00 Acres Lot
Built in 1913
For Sale - Active
Units n/a

Newly remodeled and ready for the next loving owner. You should have seen it before. The owner really thought about how he can improve the living space. He opened up the space to allow for dining and living space and moved the bathroom door from the primary bedroom to the side so everyone can access and you don't have to go through a bedroom to get to it. GROSS. This has a separate laundry room located in the bathroom rather than the kitchen. While there is no garage adding a car port is super easy to do and there are no restrictions that would prevent you from doing so. Centrally located in Temple and close to the Baylor Scott and White Hospital.

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Location


Property Details


Parking

  • Garage Spaces: 0
  • Spaces Total: 0

Bedroom Information

  • # of Bedrooms: 2

Bathroom Information

  • # of Baths (Full): 1
  • # of Baths (Partial): 0
  • # of Baths (Total): 1.0

Interior Features

  • # of Rooms: 1
  • # of Stories: 1

Exterior Features

  • Exterior Walls Materials: Wood Siding
  • Foundation: Pillar/Post/Pier
  • Roof Type: Gable
  • Roof Material: Composition, Shingle

Land Information

  • Land Use: Residential
  • Land Use Subtype: Single Family Residential

Lot Information

  • Parcel ID: 46604
  • Lot Size: 0 sqft

Property Information

  • Property Type: Single Family Residence
  • Style: GardenHome
  • Year Built: 1913

Tax Information

  • Annual Tax: $1,160

Utilities

  • Water & Sewer: Public

Location

  • County: Bell

Listing Details


Listed by:
Jason Johnson
EG Realty
(254) 541-0318

Source:
Central Texas MLS (CTXMLS)
MLS#: 574397
Central Texas MLS (CTXMLS)

Investment Summary


Monthly Cash Flow
-$1
Cap Rate
5.7%
Cash-on-Cash Return
0.0%
Debt Coverage Ratio
1.00
Internal Rate of Return (5 years)
4.0%

Purchase Details

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Purchase price:
$140,000
Amount financed:
-$112,000
Down payment:
$28,000
Closing costs:
$4,200
Rehab costs:
$0
Initial cash invested:
$32,200
Square feet:
784
Cost per square foot:
$179
Monthly rent per square foot:
$1.40

Financing Details

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Loan amount:
$112,000
Loan to value ratio:
80.0%
Loan type:
Amortizing
Term:
30 years
Interest rate:
5.875%
Principal & interest:
$663
Property tax:
$97
Insurance:
$77
Private mortgage insurance (PMI):
$0
Monthly payment:
$837

Operating Income

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% Rent Monthly Yearly
Gross rent:
$1,100 $13,200
Vacancy loss: (6%)
6% -$66 -$792
Operating income:
$1,034 $12,408

Operating Expenses


% Rent Monthly Yearly
Property taxes: (9%)
9%-$97-$1,160
Insurance: (7%)
7%-$77-$924
Property management: (8%)
8%-$88-$1,056
Repairs & maintenance: (5%)
5%-$55-$660
Capital expenditures: (5%)
5%-$55-$660
HOA fees: (n/a)
n/an/an/a
Total operating expenses: (34%)
34%-$372-$4,460

Cash Flow


Monthly Yearly
Net operating income:
$662 $7,944
Mortgage payments:
-$663 -$7,956
Cash flow:
$1 $12