Latest Episode • March 18, 2019

BiggerPockets Money Podcast 64: Scholarships and Other Ways to Pay for College with Zach Gautier

Zach Gautier oversees academic and college counseling at a Denver-area high school. He reached out to us, and proposed a show to share creative ways to fund college tuition—and blew us away with the depth of his knowledge!This episode is for anyone who has children who have not yet graduated from college. And if you know someone else who can benefit from this information, please share it with them, too!This show includes tips that apply to kids of every age, from elementary school to middle school to high school students. We cover multiple ways to reduce higher education costs, such as transfer credits, AP courses, and CLEP tests, along with early college programs and dual credit options. We also discuss work-based scholarships and military options, as well as preparation for high school that starts in grade school. Zach shares his advice on taking the ACTs or SATs and also ways to decide which one to take (and whether to retake if you get a low score).This episode can help shave tens of thousands of dollars off your child’s college expenses! ... show more

BiggerPockets Money

One of the most frequently asked questions in the BiggerPockets forums is "How can I start investing in real estate with no money and bad credit?" The answer? You can't (Well, to be more accurate, you probably shouldn't). You need to fix your "No money and bad credit" situation and invest from a position of financial strength. Co-hosted by BiggerPockets' Scott Trench and Mindy Jensen, this podcast provides the education you didn't get in school. You'll get tips for getting your financial house in order and actionable advice from guests who have been in your shoes - and found their way out.

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Previous Episodes

March 11, 2019

BiggerPockets Money Podcast 63: Financial Freedom With 5 Kids IS Possible with Jordan Klint

One of the most common misconceptions of financial independence is that you can’t do it with kids. But Jordan Klint doesn’t listen to what other people say. He became financially independent with kids—and not just one or two of them. He did so with five children. Oh, and did I mention he’s only 33 years old?Jordan and his wife started flipping houses soon after they began dating and haven’t stopped. They’re now teaching their five children the value of investing, as well as how to be landlords and make repairs. They do this all while home-schooling them and continuing to find and purchase new properties.Jordan also shares how he was prepared to quit his job outright but his employer begged him to stay for special projects, allowing him to continue to work as an engineer. It's something he loves but is now doing on his own terms.Jordan’s story is 100 percent repeatable! In this episode, he lays it out in such a way that you can both be inspired and apply his strategies to your own life. ... show more

March 4, 2019

BiggerPockets Money Podcast 62: Taking Advantage of ALL Opportunities Life Throws at You with Anna Li

Anna Li moved to America from Uzbekistan when she was 22. On today’s episode, she shares the opportunities she’s been presented with—and taken advantage of—from an opportunity to learn at the first non-government university in Uzbekistan that partnered with an American College (essentially allowing her to earn the equivalent of an American degree) to picking up and moving to a new country to start a new life. Though she was a financial analyst in Uzbekistan, the language barrier prevented her from getting a job in her field in her new country. Newly married, she took a job at a shoe store while her husband delivered pizzas. Finally, she was able to secure a position in finance with Vanguard. It took five years to work her way up from analyst to team lead. She switched firms and is now a director for an international pharmaceutical company. After every opportunity, she thought, “I’ve made it.” But instead of sitting there comfortably, she continued to pursue more—a better job, a promotion, a transfer. When her husband’s last company closed, instead of finding a new job, they took this as an opportunity to begin investing in real estate. Her job offered a transfer to Switzerland—a three-year stint that came with a hefty raise and almost all expenses paid by the company, allowing them to ramp up their savings to pay for more houses. Plus, her husband flips long distance with her dad, another source of revenue. Anna also shares a few unique tips for paying for child care and college—and you’re going to want to stick around for those! This episode is packed with information, and Anna’s journey will inspire you. ... show more

February 25, 2019

BiggerPockets Money Podcast 61: The Repeatable Path to Financial Independence with Reshawn & Rob from Learn Hustle Grow

Reshawn and Rob got married nine years ago, joining their lives, families and bank accounts. Premarital counseling revealed two different views on money—and they knew if they wanted to stay married, they needed to get themselves on the same page. Reshawn and Rob implemented a modified version of Dave Ramsey’s Baby Steps program to get themselves out of debt so they could start investing. Their team approach to their finances, focusing not on who’s debt it is but instead focusing on paying it off together strengthened their marriage and their desire to attain financial independence. They stepped away from the corporate world to pursue passion projects, Rob in real estate and Reshawn in travel planning. Are you looking to get your spouse on board with your financial independence plans? Listen to this episode together. ... show more

February 18, 2019

BiggerPockets Money Podcast 60: Rejecting a Scarcity Mindset and Going All-In on Apartment Investing with Gino Barbaro

Gino Barbaro was a chef, working hard every day. He made good money and had no debt, but never seemed to be able to save more than 10%. He started dabbling in real estate investing, and after closing his fourth deal worth $11 million, he decided he wanted to leave the restaurant business for good. He retired from his restaurant two years ago. While he could have lived off the passive income from it, he wanted to focus on his passion—real estate. After 25 years in the restaurant business, he had created just one restaurant, but in five years of real estate investing, he’s accumulated more than 1,000 units. Gino shares how his net worth has increased AFTER retirement—and has no plans to slow down. If you’re thinking big or want to be inspired to think big, Gino’s story is a can’t-miss episode. Click here to listen on iTunes. ... show more

February 11, 2019

BiggerPockets Money Podcast 59: Playing with FIRE (Financial Independence, Retire Early) with Scott Rieckens

Scott Reickens was raised in a Navy family. He lived on base or shopped in the commissary which gave him a rather skewed sense of what things really cost. Fast forward to adulthood, and he knew heshould be investing, but he wasn’t sure what to do. With no outstanding consumer debt, he was ahead of his peers, but his savings rate was miniscule. Both he and his wife were contributing to their 401(k) plans - a great move. But they missed out on some pretty massive growth by investing in the Money Market Account instead of the stock market. Then one day… Scott queued up the latest Tim Ferriss podcast episode and heard the story of how a guy and his family lived on $25-$28k/year - some Colorado guy named Mr. Money Mustache - and his life was transformed. Financial Freedom became his new passion, and though it took some time to get his wife on board, they’ve now completely reset their lives. If you’re looking for ways to talk to your spouse about Financial Freedom, THIS is an absolute MUST-LISTEN episode. ... show more

February 4, 2019

BiggerPockets Money Podcast 58: Optimizing Every Channel to Achieve Financial Freedom with Grant Sabatier

Grant grew up knowing his parents didn’t have much money. He recognized their constant stress about finances throughout his childhood, and one of his first memories was his dad telling him, “Money is freedom.” Graduating from college in the middle of the Great Recession didn’t do much for his financial outlook. After bouncing around four different jobs, he landed back at home, unemployed and sleeping in the same bed he did when he was seven. Then, one day he woke up and wanted to go to Chipotle but had less than $3 in his bank account. He was 24 years old. As trivial as it may seem, this was the wakeup call he needed to turn the corner and figure out his finances—once and for all. Enter Google Mobile Ads. Grant realized the demand for digital advertising professionals was rising; he made a goal to make $1 million in that arena as soon as possible. Google taught him everything he needed to know—for free—and Grant landed the first job he applied for. He hit the million dollar mark in five years, six months, and three days. Grant now spends his time helping others figure out their finances so that they can live their best life, doing things they love every single day, through his blog Millennial Money and new book Financial Freedom: A Proven Path to All the Money You Will Ever Need. ... show more

January 28, 2019

BiggerPockets Money Podcast 57: Financial Freedom, House Sitting & Travel Hacking With GoWithLess

Tim and Amy were frugal—or so they thought. They spent less than they earned, so they figured they were doing it right. Then one day, they happened upon the concept of financial independence. Turnsout, they had a LOT of room in their budget to cut back. Once they did, it took them less than one year to hit their financial independence number. They're now able to retire (if they so choose)! What catapulted them down the path to financial freedom? Namely, it was downsizing their 6,000-square-foot home. Once their daughter graduates from high school, they’ll rid themselves of their current 1,800-square-foot home and house/pet sit around the world full time. They plan to stretch their retirement dollars even further by travel hacking their way between cities. Tim and Amy have combined their passion for travel (and pet sitting) into a full blown retirement plan. In this episode, the couple shares tips for getting started as a house or pet sitter, so you can stay for free when you travel, just like they do. We also explore different options for post-retirement life. Tune in to hear what Tim and Amy cut out of their spending to make early retirement a reality. ... show more

January 21, 2019

BiggerPockets Money Podcast 56: Change Your Personal Finances (& Your Millennial Money Mindset) with Paychecks & Balances

Rich Jones and Marcus Garrett are the men behind Paychecks and Balances, a podcast aimed at helping Millennials figure out their finances. And they should know a little on the subject—both Rich and Marcus made some pretty epic money mistakes in their youth. From Rich just not looking at his bills to Marcus actively going into almost $30K of debt in 72 hours (NOT a typo!), they know what owing money to someone feels like. Marcus details his D.E.B.T. plan so you can pick yourself up, dust yourself off, and pay off your debt for good. Are you looking to be debt-free in 2019? This episode can help you formulate a plan that works for your specific situation, with tips for staying out of debt once you arrive. ... show more

January 15, 2019

BiggerPockets Money Podcast 55.5: Testing Your Portfolio BEFORE Retirement with Millennial Revolution

A little over halfway into BiggerPockets Money Podcast episode 55, Bryce dropped a bombshell: “We had three years of runway before we actually pulled the trigger.” What he meant is that they tested their portfolio for three years before quitting their jobs. Bryce saw firsthand how it would work—and more importantly that it could work—and it gave him and Kristy the peace of mind they needed to retire early and travel the world. We moved onto the next topic rather quickly, but this is something we couldn’t leave alone. So we brought Kristy and Bryce back to dive into this topic, one that can help our listeners who may be on the fence about early retirement see that this truly works. Bryce goes deep into details of their investments—and how he reviewed and reallocated every year for optimal performance. If you’re looking for additional reassurance that early retirement is possible, this episode is what you’ve been looking for. ... show more

January 14, 2019

BiggerPockets Money Podcast 55: How to Quit Your Job and Travel the World with Millennial Revolution

Kristy Shen grew up poor. Knowing her parents couldn’t help her financially, she gave up her dreams of being a writer, and went to school to make big bucks as a software developer. She even graduated on the five-year program with an internship to limit her student debt and increase her chances of getting a job after graduation. That gamble paid off and she was rewarded with a high stress job requiring her to be on call 24 hours a day. After seeing that same job stress almost kill a co-worker, she re-evaluated her own health issues, decided this path was ridiculous, and set out to make a change. Kristy and Bryce share their journey through saving up enough to leave their jobs, the actual quitting process (it’s not as easy as you think) and into one of the worst ‘first years of early retirement’ - an oil crisis that sent their portfolio plummeting. Clever tricks including their Yield Shield and Cash Cushion got them through their tumultuous first year, and ultimately proved that this DOES work, and you CAN retire early to travel the world. If you're yearning for another option outside the traditional career path and wish you had the time and resources to see all of the faraway places on your list, tune into this episode—and get inspired. ... show more

January 7, 2019

BiggerPockets Money Podcast 54: 6 Ways to Reduce Your Taxable Income with Eric Brotman

In today’s episode, we chat with Eric Brotman, CEO of BFG Financial Advisors, who discusses his top 6 ways to reduce taxable income. Eric dives deep into each of these 6 methods, taking time to explain the ins and outs of each one and sharing how to maximize their benefits—both now and for your future. It’s a new year, and “get my finances in order” is one of the most common resolutions people make. This episode will give you a leg up on the steps you need to take to make this happen in 2019. ... show more

December 31, 2018

BiggerPockets Money Podcast 53: 2018 Financial Freedom Lessons With Scott & Mindy

Today, Scott and Mindy go guest-less to recap and review the things they’ve learned over the first year of podcasting. Topping the list—and surprising no one—is tracking your spending. But we did learn some new things this year too, like how money dates are a great way to bring your spouse on board. Looking for change your financial situation in 2019? THIS is the episode that can start you down the path to financial freedom. ... show more

December 24, 2018

BiggerPockets Money Podcast 52: Creating a Life Worth Living Before Retirement With Roger Whitney

Roger Whitney learned early on that your life doesn’t always cooperate with your plans. The passing of his mother - who had always worked hard and saved for ‘later’ made him realize that ‘later’ doesn’t always happen. So he set out to create a life he loves - and NEVER wants to retire from. But first, he made a bunch of money mistakes. His free-wheeling 20’s gave way to his more responsible 30’s, where he cleaned up his debt and got serious about his finances. Now he’s living his best life, and shares tips for having the conversation with your partner to allow you to live your best life, too. ... show more

December 17, 2018

BiggerPockets Money Podcast 51: Using Financial Freedom to Prioritize Family with Crispy Doc

Carlos Fuego is an emergency room doctor with a superpower—the ability to realize that money doesn’t buy happiness and family time is far more important than the status of being a doctor. He realized that his kids viewed him as a roommate and his wife resented that she had to run the household while he was working, so he took a step back, figured out what truly mattered, and pursued that, instead. Carlos is now living his best life, practicing the amount of medicine he wants to, when he wants to, and leaving in time to be home with the kids and help his wife run the household so she can live her best life too. Carlos shares how to figure out what you really want in life, and the changes he made that brought him closer to his family, and happier than ever. ... show more

December 10, 2018

BiggerPockets Money Podcast 50: Rebuilding Your Financial Life After Bankruptcy with Patrice Washington

Patrice Washington was flying high in 2006, the multi-million dollar real estate company she had started with her husband was practically printing money. But 2007/2008 came, and things went south fast. A high-risk pregnancy finally pushed her over the financial edge – she came out of the hospital with a healthy baby, but massive hospital bills after her insurance company cancelled her policy mid-stay. Patrice and her husband did anything and everything they could to avoid bankruptcy, a mentor told them “You can’t nickel-and-dime your way out of $2 million in debt.” Bankruptcy wiped out all debts – wrecking their credit but allowing them to start over fresh. Fast forward a few years, and now Patrice is America’s Money Maven, teaching others how to get their financial house in order to lead their best, most satisfying lives. Bankruptcy doesn’t define you, and this episode is an excellent example for anyone starting over. ... show more

December 3, 2018

BiggerPockets Money Podcast 49: Wealth Transfer—How to Financially Prepare for Inheritance Money with Hari Mix

Hari Mix figured out money in grad school and started saving for his future before he graduated. He became an assistant professor at Santa Clara University—and then, his mother was diagnosed with terminal cancer and his whole focus shifted. Today, Hari shares his experiences with his mother’s passing and how discussing it before she died made it easier for him to manage her estate afterwards. He shares some REALLY great tips for ways to handle an estate, including having all your documents in order and having a will. This episode gets pretty deep into topics that no one ever wants to think about, but that everyone will have to deal with, both with their parents and for their children. Having a will is a great first step, but there are lots of other things you can do to ease the financial transfer burden—and things you need to know before making any moves. The more prepared you are, the easier this process will be during one of the most difficult times of your life. If you’re in a position to inherit wealth from a parent or transfer wealth to heirs upon death, this is an episode you cannot miss. ... show more

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BiggerPockets Money Podcast 64: Scholarships and Other Ways to Pay for College with Zach Gautier

BiggerPockets Money

Previous Episodes

BiggerPockets Money Podcast 63: Financial Freedom With 5 Kids IS Possible with Jordan Klint

BiggerPockets Money Podcast 62: Taking Advantage of ALL Opportunities Life Throws at You with Anna Li

BiggerPockets Money Podcast 61: The Repeatable Path to Financial Independence with Reshawn & Rob from Learn Hustle Grow

BiggerPockets Money Podcast 60: Rejecting a Scarcity Mindset and Going All-In on Apartment Investing with Gino Barbaro

BiggerPockets Money Podcast 59: Playing with FIRE (Financial Independence, Retire Early) with Scott Rieckens

BiggerPockets Money Podcast 58: Optimizing Every Channel to Achieve Financial Freedom with Grant Sabatier

BiggerPockets Money Podcast 57: Financial Freedom, House Sitting & Travel Hacking With GoWithLess

BiggerPockets Money Podcast 56: Change Your Personal Finances (& Your Millennial Money Mindset) with Paychecks & Balances

BiggerPockets Money Podcast 55.5: Testing Your Portfolio BEFORE Retirement with Millennial Revolution

BiggerPockets Money Podcast 55: How to Quit Your Job and Travel the World with Millennial Revolution

BiggerPockets Money Podcast 54: 6 Ways to Reduce Your Taxable Income with Eric Brotman

BiggerPockets Money Podcast 53: 2018 Financial Freedom Lessons With Scott & Mindy

BiggerPockets Money Podcast 52: Creating a Life Worth Living Before Retirement With Roger Whitney

BiggerPockets Money Podcast 51: Using Financial Freedom to Prioritize Family with Crispy Doc

BiggerPockets Money Podcast 50: Rebuilding Your Financial Life After Bankruptcy with Patrice Washington

BiggerPockets Money Podcast 49: Wealth Transfer—How to Financially Prepare for Inheritance Money with Hari Mix

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BiggerPockets Money

BiggerPockets Money

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