Latest Episode • June 18, 2018

BiggerPockets Money Podcast 25: Raising a Family While Seeking Financial Freedom with Chris and Debbie Emick

Chris and Debbie Emick have two daughters—AND are well on their way to financial independence through a combination of local and long distance real estate investing coupled with frugality and conscious spending. Chris and Debbie are everyday Joes living the dream in small-town Colorado. Debbie home schools their two daughters and manages their rental property business from home, after her 14-year career in teaching. Chris is a passionate leader to his team of network engineers by day and organic gardener/personal finance extraordinaire by night. Their home base is rural Southeastern CO, where they can go for dirt-road runs and trafficless drives while still being able to make quick mountain trips for hiking, backpacking, and skiing. This is the first in a periodic series of interviews with families who are on the path to financial freedom. ... show more

BiggerPockets Money

One of the most frequently asked questions in the BiggerPockets forums is "How can I start investing in real estate with no money and bad credit?" The answer? You can't (Well, to be more accurate, you probably shouldn't). You need to fix your "No money and bad credit" situation and invest from a position of financial strength. Co-hosted by BiggerPockets' Scott Trench and Mindy Jensen, this podcast provides the education you didn't get in school. You'll get tips for getting your financial house in order and actionable advice from guests who have been in your shoes - and found their way out.

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Previous Episodes

June 11, 2018

BiggerPockets Money Podcast 24: Getting Financially “Naked” with Your Significant Other — With Erin Lowry

Erin’s parents taught her about money from a very early age. She paid for half of everything she wanted, which helped her figure out financial prioritization. When it came time for college, she decided against her dream college to avoid significant student loan debt by attending a college based on scholarship. Basically, Erin set herself up for a good financial future. But most people are not taught about money, and they do not make such sound financial choices. Today Erin talks about getting financially "naked" with your significant other. She shares advice for bringing up the subject of financials, being gentle with the discussion, and how to separate deal breakers from those financial issues that are just unfortunate. ... show more

June 4, 2018

BiggerPockets Money Podcast 23: A Mini-Retirement Road Trip in Your 20s with Becky & Noah

Becky and Noah are in the first half of their gap gear, a pre-FI road trip around America. They didn’t grow up rich, but they carefully planned out their life to avoid student debt. Both earned thesame Chick Evans Caddie Scholarship to Purdue University that paid full tuition and came with housing. They made smart career choices earning employable, in-demand degrees that allowed them to earn high salaries. After discovering FI on Reddit, they made a few tweaks to their lifestyle, quit their jobs, and hit the open road. This episode shows that financial independence isn’t just a pipe dream, and while Becky and Noah aren’t there yet, they are well on their way. ... show more

May 28, 2018

BiggerPockets Money Podcast 22: How to Pay Off 6-Figure Student Loans While Pursuing Financial Independence with Travis Hornsby

Student loan debt is a HUGE problem facing millions of people - and it continues to grow every year. Today we are joined by Travis Hornsby from Student Loan Planner who shares several options for paying back your student loans, including loan forgiveness. Travis shares his rule of thumb for deciding whether to pay off your loans or take the forgiveness route, and tips for refinancing your student loan debt. He also gives future college attendees a few things to consider BEFORE choosing a major. This episode is for anyone with student loan debt - or anyone with kids facing this choice. Travis also shares how you can still pursue Financial Independence while paying down your student loans. Packed with actionable advice, this is an episode NOT to be missed! ... show more

May 21, 2018

BiggerPockets Money Podcast 21: How Losing 260 Pounds Spurred Job & Investing Success with Tony Garden

Tony Gayden grew up in a lower middle class household where money and finance were not discussed. He sought comfort in food, eventually reaching 476 pounds and drowning in debt. In this episode, Tony shares his weight-loss journey and how he parlayed the lessons and discipline he learned into successful debt reduction and finally starting to invest. Today, Tony works at his dream job with no plans to quit, but uses his investments to protect himself should his circumstances change. ... show more

May 14, 2018

BiggerPockets Money Podcast 20: The Simple Path to Wealth—Index Funds Explained with JL Collins

Jim Collins has literally done it all. From busboy, produce, clerk, and gas station attendant, to ad agency founder, sales trainer, radio co-host, and publisher. He is a prolific world traveler, having visited more than 30 countries on five continents via motorcycle, car, train, plane, boat—and even elephant. Jim has lived a very good life. And along the way, Jim has learned that money is a tool that can offer the freedom to live the life you want to live. He’s also figured out that there is a very simple path to wealth. While you can make money picking individual stocks, the index fund is a very easy way to grow your wealth in the stock market without spending time researching companies. This episode truly is the show for anyone who has money or wants to have more. ... show more

May 7, 2018

BiggerPockets Money Podcast 19: The Ultimate Real Estate Retirement Plan with Chad Carson

Chad Carson has never had a “real job.” Instead, he has parlayed his experience helping with his father’s rental business into his own real estate rental business. Now, Chad owns enough real estatethat he'll never have to work at a real job. In fact, when we spoke to Chad, he called us from Ecuador — where he's been living for a year in order to submerse his children in the Spanish language. His rental business ran itself while he was away. He was able to take an extended vacation and truly delve into the area — and now his children are bilingual! Chad’s take on “mini” retirements is very interesting. He obviously loves what he does, but he also enjoys spending time with the people who matter most: his family. Real estate provides him the opportunity to work at his own pace. This episode gives you an alternate look at early retirement — it doesn’t have to be permanent. ... show more

April 30, 2018

BiggerPockets Money Podcast 18: Accessing Retirement Funds Before Age 59½ with The Mad Fientist

Early retirement is a goal many people have. Diligently saving for retirement age to fund your life after you stop working is great, but the same programs that help you avoid taxes while saving come back and hit you with taxes AND penalties if you access those funds early. But wait! The Mad Fientist made it his mission to figure out how to reduce his taxes—or eliminate them altogether AND avoid penalties. In this episode of the BiggerPockets Money Podcast, the Mad Fientist shares 3 ways to access your retirement funds before the typical age of 59½. He breaks these concepts down so they’re easy to understand and put into practice. This episode is a must-listen for anyone who’s thinking about retiring at any age. ... show more

April 23, 2018

BiggerPockets Money Podcast 17: Building a Lean Business With (Almost) No Capital with Alan Donegan

On this week’s episode of the Biggerpockets Money Podcast, we chat with Alan Donegan. Alan Donegan watched and helped his father run a super successful sportswear company—until the economy shifted and they lost everything. Determined to not follow this path, Alan got a job. Then another and another and another. He couldn’t find anything he wanted to do, so he created his own job, teaching people how to create theirs. Taking lessons from his father’s experiences, Alan teaches entrepreneurs how to start really small and test the idea before jumping in with both feet. If you have an entrepreneurial itch, this is a can’t-miss episode. ... show more

April 16, 2018

BiggerPockets Money Podcast 16: Financial Security Through Passive Income with Joel Larsgaard

As a kid, Joel Larsgaard watched his parents work jobs they didn’t like to pay for things they didn’t need. They missed out on some of the priceless moments that life has to offer, culminating in bankruptcy when Joel was 12. We discuss how that unfortunate event permanently altered Joel's view about money and shaped his entire future. This experience led him to pursue multiple passive income streams, so he never has to go through that again. ... show more

April 9, 2018

BiggerPockets Money Podcast 15: The Pillars of FI, Pt. 2: Designing the Life You Want with Brad Barrett and Jonathan Mendonsa from Choose FI

This is the last half of the epic interview with Brad and Jonathan from Choose FI. Continuing where we left off from last week, we finish up the Pillars of FI conversation, including beginner leveltopics you can be doing such as frugality and index fund investing but also touch on more advanced topics like tax optimization and travel hacking. If you have not yet listened to part one, you can find that here. This episode - along with last week’s part one - is a must-listen for anyone on the path to FI, or just getting started. ... show more

April 2, 2018

BiggerPockets Money Podcast 14: The Pillars of FI: Designing the Life You Want with Brad Barrett and Jonathan Mendonsa from Choose FI

On today’s epic show, we speak with Brad Barrett and Jonathan Mendonsa from Choose FI. Brad and Jonathan share their pillars of financial independence — the 10 things you need to do in order to achieve FI. We cover beginner-level topics such as frugality and index fund investing, but we also touch on more advanced topics like tax optimization and travel hacking. This episode went so long — and contained such fantastic information — that we simply could not squeeze it into a regular show. So we didn’t. We made it a two-part episode so we didn't miss a moment with Brad and Jonathan. ... show more

March 26, 2018

BiggerPockets Money Podcast 13: Achieving FI Before 40 Despite Breaking Every Financial "Rule" with Tanja from Our Next Life

Tanja reached financial independence (FI) and retired from her full-time, high-stress job at age 38—despite not being a natural saver, having purchased two brand-new cars in the past, and not maxing out her 401(k) in the beginning—pretty much breaking every FI “rule” out there. Tanja was not focused on early retirement or financial independence when she met Mark, but quickly got on board. Her 60-hour-per-week job took up all her time and "brain space,” and more than 100 plane trips per year made it very easy to increase her savings rate to be able to achieve her goal. Hear how she reached financial independence and parlayed that into early retirement in today’s episode of The BiggerPockets Money Podcast. ... show more

March 19, 2018

BiggerPockets Money Podcast 12: How to Become an “Overnight” Success in 10 Short Years with David Greene

While David Greene is a long-time real estate investor, best-selling author, and one of the top real estate agents in California today, his career started in the most unlikely of places—as a busboy ata restaurant. Learning how hard work and hustle, combined with a willingness to identify and serve the needs of others, took him from busboy at a restaurant to a college graduate with $95,000 in investable liquidity. After becoming a police officer, David Greene began building a real estate portfolio on a median income in one of the most expensive markets in the country—the Bay Area in California. David’s approach of extraordinary frugality, discipline, adaptability, and competitiveness have launched a superstar career. If you want the same for yourself, be sure to listen to today’s show. ... show more

March 12, 2018

BiggerPockets Money Podcast 11: Financial Freedom in Less Than Five Years with Joel from FI 180

Joel and his wife were barreling down the wrong financial path - saving nothing and spending more than $100,000 every year. A freak car accident literally changed the direction of their lives by causing them to re-evaluate and decide on what was truly important in life. In five short years, they went from a negative savings rate to saving 85% of their income, allowing Joel to quit a job that was making him miserable. They did this by making regular changes to their spending, and cutting out the things that weren’t actually making them happy, alongside shedding poor “investments” they had previously accumulated, and sticking to a strategy of simple, long-term index fund investing. This episode is for anyone who earns an upper-median income, yet feels stuck and unable to get ahead. Joel will show you how to make the tough changes that will ultimately lead to more happiness, more freedom, and a stronger financial position. ... show more

March 5, 2018

BiggerPockets Money Podcast 10: Designing a Frugal But Luxurious FI Life by Age 32 with Liz Thames

In March, 2014, Liz and her husband made the conscious decision to stop their big city, big spending lifestyle and adopt a frugal mindset to realize their new goal of moving out of the hustle and bustle and into the woods. Their 180-degree turn took them from dinners out every night to 66 acres in the woods of Vermont, where they happily raise their daughters and live the life they want—with no stress, no financial strains and ultimate financial freedom in just over two years, by May 2016. This is a must-listen episode for anyone curious about what it takes to make this lifestyle change. ... show more

February 26, 2018

BiggerPockets Money Podcast 09: Financial Independence at Age 30 (by House Hacking + Side Hustles) with Drew from Guy On Fire

What would happen if someone had early financial independence in mind right out the gate, upon graduating college? Imagine the amount of money that person could stockpile. Today’s guest had exactly that in mind, and he made the kind of decisions that will allow him to retire early (maybe even in his 20s!). Meet Drew, the “Guy on Fire.” At age 27, he has already accumulated four properties with seven units in the hot Washington, DC housing market. He makes the numbers work—and work well—and is reaping the financial rewards of some sweat, self-education, and side-hustles so he can exit the workforce and live the life of his dreams. Don’t miss this inspirational and totally-repeatable episode with Drew! ... show more

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BiggerPockets Money Podcast 25: Raising a Family While Seeking Financial Freedom with Chris and Debbie Emick

BiggerPockets Money

Previous Episodes

BiggerPockets Money Podcast 24: Getting Financially “Naked” with Your Significant Other — With Erin Lowry

BiggerPockets Money Podcast 23: A Mini-Retirement Road Trip in Your 20s with Becky & Noah

BiggerPockets Money Podcast 22: How to Pay Off 6-Figure Student Loans While Pursuing Financial Independence with Travis Hornsby

BiggerPockets Money Podcast 21: How Losing 260 Pounds Spurred Job & Investing Success with Tony Garden

BiggerPockets Money Podcast 20: The Simple Path to Wealth—Index Funds Explained with JL Collins

BiggerPockets Money Podcast 19: The Ultimate Real Estate Retirement Plan with Chad Carson

BiggerPockets Money Podcast 18: Accessing Retirement Funds Before Age 59½ with The Mad Fientist

BiggerPockets Money Podcast 17: Building a Lean Business With (Almost) No Capital with Alan Donegan

BiggerPockets Money Podcast 16: Financial Security Through Passive Income with Joel Larsgaard

BiggerPockets Money Podcast 15: The Pillars of FI, Pt. 2: Designing the Life You Want with Brad Barrett and Jonathan Mendonsa from Choose FI

BiggerPockets Money Podcast 14: The Pillars of FI: Designing the Life You Want with Brad Barrett and Jonathan Mendonsa from Choose FI

BiggerPockets Money Podcast 13: Achieving FI Before 40 Despite Breaking Every Financial "Rule" with Tanja from Our Next Life

BiggerPockets Money Podcast 12: How to Become an “Overnight” Success in 10 Short Years with David Greene

BiggerPockets Money Podcast 11: Financial Freedom in Less Than Five Years with Joel from FI 180

BiggerPockets Money Podcast 10: Designing a Frugal But Luxurious FI Life by Age 32 with Liz Thames

BiggerPockets Money Podcast 09: Financial Independence at Age 30 (by House Hacking + Side Hustles) with Drew from Guy On Fire

BiggerPockets Money

BiggerPockets Money

Previous Episodes

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