All Forum Posts by: Alex Sanchez
Alex Sanchez has started 6 posts and replied 12 times.
Post: 401K and DB plan reduce income tax through cost segregation

- Posts 13
- Votes 7
Before exploring this concept with a qualified legal and tax professional, I wonder if any of the community has anecdotal experience around taking a distribution from a 401K and balancing the earned income taxes with paper losses from doing a cost segregation study. I haven't been able to find much information around this topic so I admittedly may be searching for a unicorn.
My scenario: I have a (2-4) unit multifamily for 4M. My goal to purchase and hold for the long term, so I think a cost seg might make sense. I'm considering a 401K distribution about 500k.
If the cost segregation shows $800K of paper loss/bonus depreciation, etc., can I balance this loss against earned income of $500K from a 401K distribution? I realize there will an unavoidable 10% penalty to take out the 401K, but I'm curious about the potential income tax avoidance.
I won't take any comments here as legal or tax advice.
Trying to find out if I can buy real state through 401k and then do cost segregation and not pay tax from my 401k. My wife has real state professional status. Please help. Thank you !
Hi, I want to buy Multi Family (3 units) in SF all occupied. Is that possible for me to move One of this unit and evict the tenant. They all live there already 10+ years. Please advice. Thank you !
Probably just you 😂
Post: New Buyer 2.7MM in San Francisco!!

- Posts 13
- Votes 7
I’m looking to buy Multi Family and it wanted to hear your opinion on this deal
https://www.loopnet.com/proper...
Most likely trying to find good deal for cash flow but it’s was really challenging.. Thank you for your time !
I thought Bay Area has the most stable market in US. But I know here is almost not cash flow :(
In Bay Area people don’t really know what is cash flow 😂😂😂
Even if it won’t appreciate still don’t want to wait 1-2-3 years to buy. Interest rate still pretty good right now
Cash Flow about 1800$ per month.
Long term. Strategy to wait 2-3 years wait for appreciation. I’m not planing to move to one of this units Down payment will be 20%. Thank you for help