All Forum Posts by: Andre Willis

Im currently in the NACA program, and i live in Philadelphia. I just wanted to see if there was anyone else who has considered the program and or is currenly in it and want to connect? Also, for anyone familiar with it or has already gone through it just provide some pros and cons putting offers in with the NACA loan. Plan on buying my first investment property with this.

I appreciate the response! You wouldn't happen to know any NACA certified real estate agents would you?

Hey ! Andre here , just wanted to know if anyone knew of or could get me in touch with any NACA real estate agents in PHILADEPHIA, PA?

thank you sir!

Hey BP fam,

I’m in the middle of my first house hack journey here in Philadelphia and going through the NACA program.

Right now I’m approved for $467K, but that only allows me to buy up to a duplex. My ultimate goal is to land a triplex or quadplex, which I’ll qualify for after the next few months by showing proof of rent payments (currently paying my mom — fully documented).

Here’s my current game plan:

• Keep documenting rent payments so I can get approved for a 3–4 unit.

• Meet with my counselor again in November for the next update.

• Complete my payment shock requirement of $2,500/month to prepare for the higher mortgage approval.

• While I wait, I'm researching neighborhoods, running numbers on deals, and looking for value-add opportunities that fit NACA's guidelines.

I’m also diving into Philly-specific house hacking strategies and would love advice from locals or anyone who’s invested here. Right now I’m looking into:

• Fox Chase

• Cedar Park

• Overbrook

• The Zoo area (near Fairmount Park)

If you’ve used NACA or house hacked in Philadelphia, I’d love to hear:

• How your approval changed when you moved from 1–2 units to 3–4 units.

• Any tips for getting the best deal in these neighborhoods.

• General lessons learned from your first Philly house hack — especially around tenant screening, PMs, or local zoning quirks.

I’m in this for the long game and ready to move when the timing’s right.

Thanks in advance,
Andre