All Forum Posts by: Ben Guttman

@Justin Brown I would definitely reach out to Joseph at https://www.primeins.com/ I’m not licensed in those States.

@Cj Villanueva you want to make sure you have a Landlord policy aka “Dwelling Fire” not Homeowners.

Also, as mentioned you should require tenants to have Renters Insurance and be named as an Additional Insured.

@Michael Acevedo we write for Neptune among other Private Flood options in VA. A major difference between NFIP and Private is the ability to add coverages for you vs. the mortgage co. If you would like to see the side by side please send me a DM. Can't post the PDF here

@Christopher Weller I have a fellow agent in Texas if you want to send me a message. She’s independent (multiple options) and knows her stuff.

@Blake Smith I agree with the two brokers before. They are the same.

If available, you’ll want to have EPLI (Employers Practices Liability) on there as Frivolous discrimination claims are all too common these days - whether they are true or not!

@Anthony Combs hey! Glad to connect and join you on your journey

@Stephen Predmore another vote for a Scott F. He’s the man

@Amer Mallah also it’s scheduled to change October 1st!

@Alecia Loveless where are you located. Definitely some great regional carriers with flexibility on this. Also, builders risk is a good option

@Quiana Chandrasekar have a great one for you if you’re still looking