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All Forum Posts by: Ben Guttman

Ben Guttman has started 1 posts and replied 374 times.

Post: Buying a 2 unit in Baltimore to zone for a 3 units.

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Greg Grant I’m an Insurance agent in Baltimore. Have clients that are always working with duplex and triplex buildings. Would be glad to ask around

Post: Recommendations for Homeowners Insurance Baltimore City?

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Kristen Mathias I’m an Independent Agent in Baltimore with access to multiple carriers. We write a lot of homes in Baltimore City - feel free to DM me- I think we already connected.

Post: Direct vent space heater

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Adrian Tuazon most companies as about “supplemental heat sources” which is usually where space heaters raise a red flag 🚩 this is definitely an interesting one. Would be interested to hear what @Mocker finds

Post: Greensburg, PA market

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Jingwen Dunford my uncle has a store up there. Definitely still people around.

Post: Worst Part of Insuring Your Investments

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Pat L. Thanks! I’ve seen this and had to help insureds with crazy inspection stories- including laying some concrete on a driveway they were going to replace!

I’ve also had to rewrite policies for people who got cancelled for something outside of their control (i.e. Vacant next door)

They should give you a chance to remove/replace a hazard rather than cancelling blindly. Did your broker speak to underwriter or just say “blame the inspector?”

Post: Flood Insurance Blues

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Nico C. not necessarily. Please feel free to DM me for Private Flood options vs. the NFIP

Post: Investor Looking To network in Baltimore, MD

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Ozzy Sirimsi it’s Welcome to Bawlmore HON 😂

Post: Worst Part of Insuring Your Investments

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

Greetings BP Fam!

I am a Broker who works with investors -both SFH and Multifamily.

I am trying to come up with a list of frustrations with the purchasing/ underwriting process so that I can better serve, while also hopefully creating a FREE guide for investors as a resource.

So whether it’s long applications, lack of markets, lack of clarity about what is actually covered etc. - VENT AWAY!

Post: Liability Insurance for my flip

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Errol St Marthe would be glad to help you out. Have multiple markets and I’m in MD. Shoot me a DM

Post: Creative Financing/ Portfolio Lending Maryland

Ben GuttmanPosted
  • Specialist
  • Baltimore, MD
  • Posts 396
  • Votes 124

@Nicole Cosentino May have some good intros for you. Send me a DM