All Forum Posts by: Billy Rogers

I'm sending it myself

Then I think I will skip over these leads, sounds like a pain trying to get multiple heirs to agree on a price.

Is there a site I can upload an excel file to that will check to see if the addresses I have are valid?   

I'm getting a lot of returned mail, and I'd like to be able to at least check that the addresses are valid addresses before sending the mail.

When you see a Legal Description that says "Undivided Interest"  with some percentage, does that mean there is more than one owner?

Here's an example

Property is assessed at $4,950 will sell for $2,200 cash - 55% discount.

See Postlets Ad for more details

https://postlets.com/s/bass-ln-quinlan-tx-75474/14...

Torey,

My seller lived in Montana so I found a notary at a local bank and she agreed to notarize the sellers signature and hand over the check for me and send the document back.  She didn't charge me anything.   I just sent her the cashier's check, contract and stamped return envelope and everything went smoothly.  Once I got the contract I recorded it with the county.   This was on a property that is assessed at $5k that I bought for $425 so I didn't feel like it merited closing with a title company and getting title insurance.  For something say $10k or more title closing with insurance is probably worth it.

I did talk to a title company and will probably use them in the future for larger deals.  I just don't think its worth it for something you are only spending a few hundred dollars on.

And no I don't think you are completely bonkers.

Good luck with your purchase.

@Joel Owens  yes I only have two credit cards one with zero balance and one with 14%.   I did a little internet research and read that the top scorers have an average of 7% so that may be one area of improvement.   I also read that they like different types of credit.  I have no car loan, so maybe on my next purchase I'll borrow for a portion of the purchase.

@Jay Hinrichs It does seem a little crazy how they do things.   I think I heard Dave Ramsey say that he has no credit score because he never uses credit.   I've always wondered what would happen if he walked into an auto dealership and said he needed a car loan.

@Account Closed  My oldest loan is a mortgage from 1998.

I'm curious to know especially how the last 20 or 30 points were obtained.  If there was any advice you could pass along that would be useful to others.   I have good credit in the 770s but I would like to get it over 800.

@Jay Hinrichs gave me a new nickname.

Cool,  I am now officially "The Guy" !

It kind of bothers me all the responses where people say she should just hire a property manager.   She came here for help because she wants to learn how to manage the property.