All Forum Posts by: Cirilo Villar
Cirilo Villar has started 23 posts and replied 93 times.
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Jason Goretzki
I listen to the podcast religiously which is why I believe I could probably do something with what I already have :o thanks for the advice !
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Trevor Emmett
That’s what I was contemplating as I walked to my car I should become a real estate agent get to know the business as well as make money in it and buy my own properties
Post: So what's holding you back?

- Los Angeles, CA
- Posts 97
- Votes 38
@Frank Patalano
I only have $4,000 and I’m barely building my credit
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Donald Muschany
I went to Wells Fargo today and applied for just that! The secure credit card should arrive soon however once I’m able to get better cards I will because Wells Fargo charges an annual fee as well as minimal payment besides the money i put in
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Sergio Ramirez
Thanks man! Yea I was looking into wholesaling I’m going to read up more on that topic I just want to get started so I can make enough to then flip houses and buy rental properties for cash flow. Let us know how that deal goes! Good luck!
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Michael Noto
I agree with you but I’ve heard different stories of people only needing like $10,000 or less when they started flipping houses or wholesaling.
But I completely agree with you and i will try to find real estate investor meet ups or get togethers in order to gain contacts
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Barbee T.
I don’t know yet honestly I’m considering a lot of the advice that is given to me to build my credit score faster
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Frank Wong
Well right now since I'm building up my credit and as I save up more money I am learning as much as I can about REI so that when I'm ready I'll be able to execute my plans with confidence
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Geordy Rostad
I opened up a Wells Fargo secure credit card today it should be coming in the mail soon (:
What I dislike about this secure credit card is that i have to pay a minimum fee when I use my own money ! I guess that’s the same for all credit cards though
Post: 22 Years old with zero credit and $4,000 how can I start REI

- Los Angeles, CA
- Posts 97
- Votes 38
@Geordy Rostad
So I applied for a few credit cards such as Discover IT, Macy's, and Sears I was declined by Sears and I haven't heard anything back from the others later today I will go to my Wells Fargo bank and open a Secure Credit Card. Someone once told me that i can buy a house with an FHA loan it will only require me to put in 3.5% -5% of the total cost as down payment is this true?
Also thank you for the advice I appreciate it!