All Forum Posts by: Clayton Boyle

Welcome to Maine! I've got a place in the mid-coast, near Brunswick. It's beautiful country out there. Sounds like you've got a good setup having snagged 5 acres near the coast! 

Adding a follow up here for anyone in the future looking for the same. 

Having received two recommendations for Jimmy Express , I called them first and wound up not calling JBC, who also came highly recommended. 

Jimmy was fast, and priced very competitively. I went with him and the project was finished by the end of the weekend. Looks great and I'm very pleased. 

Dan, thanks so much! 

Looking for recommendations for any crew or company. that refinishes hardwood floors in the mid-coast region of Maine. The house is in Brunswick, ME, and is currently vacant. Hoping to find someone who has quick availability (I am an optimist, I know) and will do a reasonably decent job. 

Fingers crossed and thanks in advance for your recommendations

It's a no-brainer to remove the slide and diving board. What do you gain by keeping them in? And what do you stand to lose if (when) things go south and you get crushed by one or more lawsuits?

It's not worth the risk even if you find an insurer who will allow it. 

This thread is five years old. 

I personally like hot water heating and would keep the boiler installation as-is as long as it's still viable. The expense of moving over to forced air heating wouldn't be in the removal of the radiators (baseboard or otherwise) but in adding the proper ducting throughout the house for the new furnace.  A new boiler install into an existing system is also expensive but less destructive and messy. Depending on how deep you are getting into the house during the flip, it might not be that much more invasive to run new ducting, or it could be a real pain in the butt. 

People will have separate AC installs when running radiant heating b/c you obviously cannot use the boiler system to cool the house. Mini splits are a common solution to cooling houses that don't have forced air systems - they are very efficient and give you the ability to cool specific rooms and zones individually. 

In my perspective, it's just a bigger ask to put aggregate all this information into a third party that I don't know than I would feel comfortable with as a renter. For me it's a reputation thing. Stripe, Paypal, Venmo, Robinhood, etc all are household names and even then I do feel a little uneasy providing all that even for KYC purposes. For rental purposes I wouldn't continue through that process. I do see you have other use case examples which I think are better suited for this level of detail. Perhaps the account holder (landlord, agent, loan officer, etc) could tailor the level of detail to more appropriately match the level of background check required or be customized in some other way. 

I know it's tough to establish legitimacy early on in a one-man shop and there's a certain amount of faking it until you make it that is to be expected. But there's no info on the website about who is behind product and how stable it is. I find the 'hundreds of open opportunities' heading on the careers page to be suspicious - if you have that kind of financial backing, you should highlight that and let people know this a legit project with a stable financial runway. Anyhow, it's better than I could put together and shows a lot of hard work and skill. Congratulations on your launch!

The app look nice and looks very well done - this must have been challenging to implement and integrate everything smoothly. However, I don't think this level of information is going to be provided comfortably by applicants. I know that if I were looking to rent a place, I would not be taking face scans, linking bank accounts, sending photos of my driver's license, etc to anyone, let alone a random individual screening tenants. 

I don't even like providing all that as part of employment background checks, and that's so they can start paying me. 

How can she 'pull out 270k (75%) on the refi?'  Balance on the mortgage is 253k. According to her, market value is approximately 340k. 

In no universe does it make sense to refi this property. Interest rates are double what she is into your house for, and she is already at the equity margin for refinancing anyways. I'd just list the property and see what you can get for it. Courtney, if you don't get bites at a price point you feel comfortable with, then you can reassess and see if you want to fix it up and try again, or just rent it out. I wouldn't worry about creative financing on a sale, I'd focus on just unloading it to access the equity you have in it right now. 

Also, this is her primary residence she is talking about. Capital gains don't come into play.