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All Forum Posts by: Curt Bixel

Curt Bixel has started 73 posts and replied 138 times.

Post: Insurance, Liability, and Handyman replacing bath vanity light

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

Jason,

Thank you for that.  That is interesting and gives me a way to think about this.  Can you tell me what this would mean in the case of an insured handyman?  And is the designation of contractor something you can get simply by registering with the city, or is there some sort of vetting process or other requirements?  

Post: Insurance, Liability, and Handyman replacing bath vanity light

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

John,

It sounds like what you are saying is that if I need to have a bathroom vanity light replaced, then I need to have a contractor do the work.  I would first properly vet the contractor by getting proof of insurance and speaking with their insurance agent to ask if their policy covers it.  Then, after properly vetting the contractor, I make sure they pull a permit for the replacement of the light.  Then, the contractor would install the light.  The final step would be to schedule an appointment with the building inspector to come out, inspect, and then sign off on the work.  

Post: Insurance, Liability, and Handyman replacing bath vanity light

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

I tried posting a similar question in the landlord forum, but I didn't get a response that really spoke to the legal/liability issues with electrical work.

I know I need a licensed electrician to do any work in the main panel to avoid a liability issue.  I also know I can have a handyman replace a lightbulb without causing liability issues or causing any concern for my insurance company.

What I am hoping to learn here is a bit more about where the liability cutoff might be between work that can be done by a handyman and work that requires a licensed electrician. 

Is it O.K. liability wise, to have a handyman:

  1. Replace a bathroom light fixture.
  2. Replace a ceiling fan.
  3. Replace a switch.
  4. Replace an outlet.
  5. Replace a standard screw in lightbulb.
  6. Repair a loose outlet box.  

Post: What electrical work can I do without calling in a licensed elect

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

Hmmm...  Yes, I have the skills to do pretty much all the work myself.  I have replaced breakers and would even do an entire electrical panel if I could pull the meter so the electrical panel was not hot.  

Nevertheless, I am currently sort of leaning toward having an electrician do anything past changing the lightbulb.  

Any more thoughts are appreciated.  It would certainly make my life easier if I felt comfortable, liability wise, to change light fixtures and install ceiling fans.  

Post: What electrical work can I do without calling in a licensed elect

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

I’m curious where the cut off is. I’m pretty confident I can change a lightbulb on a rental property without calling a licensed electrician. At the same time I’m also quite sure that I cannot rewire and electric panel in a rental property without having it done by a licensed electrician.

So where is the cut off? Do I need a licensed electrician to repair a light fixture. To replace a light fixture. To replace a switch or to replace an outlet.

Looking forward to your input

Post: Tree removal and selling the wood

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

Its huge, and pretty much leaning over the house....

What if I hate the house??? 

(not really)

Post: Tree removal and selling the wood

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

That is what I am hoping.  I am not sure if I owned a mill if I would really feel comfortable putting a residential tree through my saw.  It would seem likely that someone over the past 50 years might have placed an eye bolt or some other piece of metal in the trunk that would destroy my saw blade.   

Post: Tree removal and selling the wood

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

I have a rather large tree that needs to come down.  It is about 90 feet tall and more than 3 feet wide at the base.  It is a Honey Locust.  

I am wondering if there is any possibility of selling the wood?  

Post: Licensed contractors vs doing the work yourself

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

Columbus seems to be a bit different.  I think it is required to get a permit if you are replacing anything more that 1/4 sheet of drywall.  This seems to be one I would expect many flippers to ignore.  

A permit is required for replacing an outlet or a ceiling light as well.  

There is still plenty of work I can do myself such as painting, flooring, and installing cabinets, but I think if I hook up a new sink, I would again need a permit.  

Post: Licensed contractors vs doing the work yourself

Curt BixelPosted
  • Rental Property Investor
  • Columbus OH (columbus, oh)
  • Posts 141
  • Votes 70

I am thinking about purchasing a property in need of serious rehab and am curious about the liability aspects of doing work myself on a property vs using licensed contractors vs pulling permits.  

My understanding tells me that doing the work myself leaves me open to the absolute highest level of liability, and that having a licensed contractor do the work and pull all permits for everything results in the lowest level of liability.

I am curious on peoples thoughts on the third option that people seem to consider which is using licensed contractors, but not pulling permits for everything.  

For example, what about using a licensed electrician to do all electrical work and bringing the entire electrical system up to code, but doing the plumbing and drywall myself and not pull permits.  

I think some people consider this really sketchy and illegal, at the same time, from what I can gather, it seems to be rather common practice.